Asset Development

America Saves

Nationwide campaign that helps individuals and families save money and build wealth.
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Assets for Independence (AFI) Calendar of Events

AFI events and webinars to help AFI grantees share information and ideas with other grantees about financial education best practices and learn about key features of the AFI2 system, an online project management tool offered free to all AFI grantees.
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Banks & Individual Development Accounts (IDAs)

Describes how IDAs can serve as a tool for banks and other financial institutions to encourage lower-income persons and families to save money and build assets to reach their financial goals. This link opens a PDF document.
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Building Assets with a Plan for Achieving Self Support

Information about the Plan for Achieving Self Support (PASS), a Social Security work incentive that allows people who receive Supplemental Security Income (SSI) to save money above the $2000 asset limit. Money and items set aside in the PASS do not count as an asset or resource while a person is working on a plan.

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Business Resources for People with Disabilities

Information and resources from Business.gov on starting and financing a small business.

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Creating a Roadmap Out of Poverty

This report focuses on three cities: Detroit, Jacksonville and Milwaukee, and the tie-in between the workforce development system and advancing self-sufficiency for individuals with disabilities through asset building. This link opens a PDF document.
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Do You Have to File Your Federal Income Taxes to Receive the EITC?

A 30-second online training on whether or not you have to file federal income taxes to receive the Earned Income Tax Credit (EITC). 30-Second Trainings are designed to be short, easy and fun, and increase knowledge of disability, financial and employment-related issues. These subjects are important to improving a person's economic situation and independence.

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EITC Central

The Earned Income Tax Credit (EITC) is a credit for people who do not earn high incomes. EITC can reduce your taxes and result in a refund. Find out if you may be eligible for the EITC.

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Earned Income Tax Credit (EITC) Q&A

Answers to frequently asked questions about the EITC, including what it is, who is a qualifying child and what earned income means. This link opens a PDF document.

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Financial Education for People with Disabilities

Information on how to make financial education programs accessible to people with different disabilities. Includes information on adapting the format and content of a curriculum and using a variety of methods to communicate important financial education lessons.
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Financial Resources for Parents & Caregivers

Information and resources from MyMoney.gov on health insurance for kids, disability benefits, long-term care, Medicare and Medicaid.

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Guide for Planning an AFI Project

This guidebook is for organizations that want to design and implement an asset-building project supported by the Federal Assets for Independence Program (AFI). The program explores new ways of helping individuals with low incomes become economically self-sufficient for the long-term. The guidebook can be downloaded in PDF format.

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How is a Credit Card Different Than a Debit Card?

A 30-second online training to help individuals with disabilities learn the difference between credit and debit cards. 30-Second Trainings are designed to be short, easy and fun, and increase knowledge of disability, financial and employment-related issues. These subjects are important to improving a person's economic situation and independence.

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Individual Development Account (IDA) Participation & Eligibility for Disability Benefits

Explains the differences between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) and how having an IDA--a special matched savings account--may affect a person's eligibility for these benefits.
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Individual Development Account (IDA) Success Story

Tells the story of Richard Johnson, who graduated from an IDA program in 2009. Johnson went through intensive training in financial literacy on topics such as banking, saving, and budgeting and went on to purchase his own home.
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Individual Development Accounts (IDAs)

Information about IDAs, which are matched savings accounts that allow individuals with limited income and limited wealth to save money and build assets. An IDA can help you achieve your asset building goals to buy a home, pursue higher education and training, or start a small business. Find an IDA program near you.

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Individual Development Accounts (IDAs) & Microenterprise Development

Describes how coordinating the use of IDAs and microenterprise development programs can increase the effectiveness of both approaches in helping people get small business loans and become entrepreneurs.
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Linking Asset Building to Public Benefits & Work Supports

Low-wage workers, in particular those earning close to the minimum wage, can receive thousands of dollars of additional income from the many work supports available. The Federal Assets for Independence (AFI) program, along with these work supports, can help low-wage working families and workers receive financial literacy training and open matched savings accounts. Find an AFI Project near you. This link opens a PDF document.

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Linking Asset Strategies to Persons With Disabilities

Information on building strategies that include tax and financial education and how to start coalitions on disability within local communities to help expand social and economic options for low-income Americans with disabilities. This link opens a Word document.
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Money Smart - A Financial Education Program

Learn about financial management through the Federal Deposit Insurance Corporation's Money Smart Computer-Based Instruction (CBI) program, an online learning tool that teaches the 10 modules of the Money Smart curriculum. Also available in Spanish.

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Money Smart for Young Adults

The Federal Deposit Insurance Corporation's (FDIC) Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. Equipping young people in their formative years with the basics of financial education can give them the knowledge, skills, and confidence they need to manage their finances once they enter the real world.

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MyMoney.gov

Website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions.
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Questions & Answers about Individual Development Accounts (IDAs)

Provides answers to frequently asked questions about IDAs such as how IDAs may affect Social Security benefits and how to use an IDA as part of a PASS plan.

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Real Economic Impact Tour (REI Tour)

Provides free tax preparation and filing assistance, along with other asset building strategies to low-income persons with disabilities.
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Saving & Investing

Information and resources from MyMoney.gov about financial education programs, banks and credit unions, financial planning for women and much more.

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Self-Employment for Individuals with Disabilities

This online seminar introduces basic information in considering business feasibility, developing financial resources, writing a business plan and finding small business resources in your community. A transcript of this training is available.

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Understanding Asset Development for Individuals with Disabilities

Learn all about asset development. Asset development is about encouraging people to save money and to make investments that increase in value over time. It is believed that by building assets, individuals and their families will be able to move out of poverty and remain out of poverty. However, many people mistakenly think that work and saving money will automatically make them ineligible for Social Security Disability benefits.
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What is Asset Development?

A 30-second online training about asset development and why it is important to people with low-incomes. 30-Second Trainings are designed to be short, easy and fun, and increase knowledge of disability, financial and employment-related issues. These subjects are important to improving a person's economic situation and independence.

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What is a Credit History?

A 30-second online training to help individuals with disabilities learn the importance of a credit history. 30-Second Trainings are designed to be short, easy and fun, and increase knowledge of disability, financial and employment-related issues. These subjects are important to improving a person's economic situation and independence.

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What is the Earned Income Tax Credit?

A 30-second online training about the Earned Income Tax Credit. 30-Second Trainings are designed to be short, easy and fun, and increase knowledge of disability, financial and employment-related issues. These subjects are important to improving a person's economic situation and independence.

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