Private Health Insurance

Americans with Disabilities Act (ADA) Insurance & Benefits

Information from the U.S. Department of Labor concerning sections of the ADA that prohibit discrimination in employer-provided health insurance.

Was this information helpful? Yes or No 0 Yes/ 0 No

Epilepsy & Health Insurance

Information from the Epilepsy Foundation on getting and keeping health insurance if you have epilepsy or other conditions that may cause seizures.

Was this information helpful? Yes or No 0 Yes/ 0 No

Guide to Understanding Healthcare Reform for People with Disabilities

The United Spinal Association and the National Spinal Cord Injury Association have issued a guide on healthcare and insurance reforms that explains how they improve the lives of people with disabilities. The Impact of Health Care Reform on People with Disabilities has information about insurance market reforms; mandatory health plan coverage provisions; home- and community-based services; Medicare outpatient therapy caps and Medicaid eligibility requirements; and the new standards that ensure medical equipment in doctors' offices and other medical facilities are accessible. For more information on this subject read Health Reform for Americans with Disabilities in PDF format.

Was this information helpful? Yes or No 0 Yes/ 0 No

Health Reform & Americans with Disabilities

Information about how the Patient Protection & Affordable Care Act will benefit people with disabilities. This link opens a PDF document.
Was this information helpful? Yes or No 0 Yes/ 0 No

Information Tool Gives Consumers More Control Over Their Own Health Care

HealthCare.gov lets consumers take control of their health care by connecting them to information about quality, affordable health care coverage. HealthCare.gov is a database of health coverage options--from Medicare to the Pre-Existing Conditions Insurance Plan, and information from more than 1,000 private insurance plans. HealthCare.gov answers questions that relate to people with disabilities and health care, and also has information about insurance plans and community services in every state. Take a video tour of this website.

Was this information helpful? Yes or No 0 Yes/ 0 No

Life Changes Require Health Choices: Know Your Benefit Options

Information to help workers and their families make informed health benefit decisions following key life events such as marriage, divorce, pregnancy, etc.

Was this information helpful? Yes or No 0 Yes/ 0 No

Nondiscrimination in Health Coverage in the Group Market

Contains interim final rules governing the provisions prohibiting discrimination based on a health factor for group health plans and issuers of health insurance coverage offered in connection with a group health plan.

Was this information helpful? Yes or No 0 Yes/ 0 No

Questions & Answers about Health Insurance

Guide that provides information about how to get health insurance, pre-existing conditions, Medicare, what happens to your coverage if you leave your job and answers to many other questions about health insurance. This link opens a PDF document.
Was this information helpful? Yes or No 0 Yes/ 0 No

Summary of Coverage Provisions in the Patient Protection & Affordable Care Act and the Health Care & Education Reconciliation Act of 2010

This fact sheet from the Kaiser Family Foundation explains some of the main health coverage provisions of the recently signed health care legislation. Changes include the fact that most individuals will be required to have health insurance beginning in 2014; Individuals who do not have access to affordable employer coverage will be able to purchase coverage through a Health Insurance Exchange, Health insurers will not be allowed to deny coverage to people for any reason, including health status; and Medicaid will be expanded to 133% of the federal poverty level for all individuals under age 65. This eliminates a limitation in the program that prohibits most adults without dependent children from enrolling in Medicaid. This link opens a PDF document.

Was this information helpful? Yes or No 0 Yes/ 0 No

Temporary High Risk Pool Program

Fact sheet from the U.S. Department of Health and Human Services on the creation of a high risk pool program, which was included in the new health reform law, to help provide affordable health insurance coverage to people who are uninsured because of pre-existing conditions. States may choose whether and how they participate in the program, which is funded entirely by the federal government. Includes information on eligibility criteria, premiums, state role and funding by state.
Was this information helpful? Yes or No 0 Yes/ 0 No

Top 10 Ways to Make Your Health Benefits Work for You

Information on healthcare rights and options and links to other online publications to help make health care decisions.
Was this information helpful? Yes or No 0 Yes/ 0 No

Understanding the Affordable Care Act: Pre-Existing Condition Insurance Plan (PCIP)

PCIP makes health coverage available to people who have been denied health insurance by private insurance companies because of a pre-existing condition. Read about how this program works in your state. Download the brochure in PDF format for more information.

Was this information helpful? Yes or No 0 Yes/ 0 No

What to Do if Your Health Coverage Can No Longer Pay Benefits

Provides basic information regarding options you may have if your health coverage can no longer pay benefits.

Was this information helpful? Yes or No 0 Yes/ 0 No

Which Type of Health Insurance is Right for You?

Information to help you choose a health plan that is right for you.
Was this information helpful? Yes or No 0 Yes/ 0 No

Work Changes Require Health Choices: Know Your Benefit Options

Information to help workers and their families make informed health benefit decisions when changing jobs.

Was this information helpful? Yes or No 0 Yes/ 0 No